Everyone talks about first home buyers in Auckland. Nobody talks about what it actually looks like in a town like Kaikōura.

Buying your first home in a small coastal town isn't the same as buying in the city — and that's actually good news. Prices are more accessible, competition is lower, and the lifestyle you're buying into is the one most city buyers are still dreaming about. But the process still has moving parts, and knowing what's available to you can be the difference between getting in now or waiting another two years.

Here's what first home buyers in our region should know: KiwiSaver first home withdrawals still apply, the Kāinga Ora First Home Loan requires only a 5% deposit for eligible buyers, and a number of other lenders will also work with 5–10% deposit for the right application. We work with first home buyers every week and we know which lenders want this business. If you're not sure where you stand, start with a free conversation — it costs nothing and you'll walk away knowing exactly what's possible.

 Kaikōura-based. First home specialists. support@ankermortgages.co.nz