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What makes Jude an NZDF Specialist Mortgage Adviser?

Jude Anker • Nov 07, 2023

The military is in our family's blood...

Jude  met Tony in the Army in 1981 on an APTI course.  Tony went on to become the Senior Corps Adviser for PT trade and Jude was RNZSigs although the last 10 years were out of trade doing many other roles.  They have 2 sons, Chris who was avionics in RNZAF for 17 years and still works at Woodbourne and Matty who is a fire fighter at Burnham.  After a 20 yr career, including deployment on Batt 5 to East Timor,  Jude retired as a WO1 and became a Mortgage Adviser a few years later.  Not too many soldiers make such a career change, but it seemed to flow from doing many budgets in the Army and then becoming property investors and having an interest in the financing of rental properties.  Jude and Tony had a couple of bad experiences with mortgage advisers, who were only in it for the commission and really didn't care at all about them.  So Jude could see how NOT TO be an adviser, but to use the skills learned in the Army to coach and help people buying a house, whether it is your first time, upgrading to a new house and selling the existing one or, getting into investing in property.

Jude is one of the very few advisers allowed into Burnham camp to attend the 2 expo's a year - Wellness expo and My House My Castle expo and be involved in the community.  Because Jude understands all things Army you don't need to explain how it all works and with almost 17 years in the Mortgage industry she has the knowledge, skills and experience to make your experience much better.  Lots has changed in the NZDF over the past 20 years but really, so much has remained the same and with Chris and Matty still in NZDF its easy to keep up to date!

By Jude Anker 16 Feb, 2024
The latest news from economists is that the Official Cash Rate (OCR) may rise in the near term.
By Jude Anker 15 Feb, 2024
Great turnout at Burnham Wellness expo last month
By Jude Anker 15 Feb, 2024
Some good news at last, with banks opening up to smaller deposits
By Jude Anker 12 Dec, 2023
With some good advice and planning this could be a reality for you
By Jude Anker 12 Dec, 2023
Might be time to see if it's possible to buy a home
By Jude Anker 07 Nov, 2023
Jacky got a great result for some Kaikoura business owners recently. Over the past 2 years they have worked through many scenarios together, to see if they could get into a home of their own. The c lients had a restricted business income as they had put a lot of cash and further finance into business expansion and survived the effect Covid had on Kaikoura. . This income was insufficient to get them into an entry level home so Jacky asked the accountant to prepare projections and commentary on the increased income. The clients did find a suitable home with a self contained flat which gave extra income needed and got conditional approval at their own bank and another bank. It took some time to ensure they were eligible for kiwisavers as they were not straight forward first home buyers. Jacky helped them through this as well and got approval for this and first home grants and so could get 20% deposit together giving them the best interest rates and cash offered. Jacky also had to work hard to get the longest loan term possible as they were over the usual age for 30 year loan terms. This couple is now living in their own home and their business is thriving. It's been a long process for them to get to this position, and Jacky's expertise and persistence certainly paid off. Do you know anyone who has had a no from their bank? Give us a yell to see if we can help
08 Jun, 2021
The worm may have turned in the housing market, according to Quotable Value (QV). "For the first time since July last year, the QV House Price Index (HPI) has shown a reduction in quarterly value growth from the previous month," QV said in its latest HPI report.
06 May, 2021
New Zealand house prices have risen significantly in the past 12 months. This has raised concerns at the Reserve Bank of New Zealand – Te Pūtea Matua about the risk this poses to financial stability.  Central banks responded swiftly to the global economic shock caused by COVID-19, making it cheaper for households and businesses to borrow. These initiatives were complemented by the support provided by Government policies and helped to avert a more serious financial crisis, but also had the flow-on effect of boosting asset prices. In our case, with strong population growth and limited housing availability, house prices climbed from already elevated levels, and debt levels rose with them. This has led to pockets of vulnerabilities as some households have borrowed a lot compared to their income to buy homes at historically high prices.
26 Feb, 2021
In remarks for a Monetary Policy Statement presentation to the Canterbury Employers’ Chamber of Commerce today, Reserve Bank Governor Adrian Orr has elaborated on the direction received from the Minister of Finance, to have regard to house price sustainability when making its financial stability policy decisions.
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