So, then why would you risk such an important part of the process by going with the first option your branch offers you? Or some random bank offering a special interest rate or cash for a limited time only? Who knows what fish hooks there may be attached. It makes no sense at all to me when you can have me wade through everything on offer, help you to get you the best deal available, AND do all the negotiating for you? (and it's a free service, the banks pay me)
Or, even worse - you might ask your branch and they say no! Don't be disheartened, it might just be their policy on the day. All banks have different policies and they change all the time. Its my business to know what the current rules are and to recommend the most appropriate loan and lender for your situation. And if its still no? Well we can work on a strategy to get you into a house later.
No right now, doesn't mean no forever!
Then of course you get my advice and guidance along the way too, your bank won't do this, they are more concerned with gaining your business than looking after you now and in the future with your home loan needs.
To help you even further, I've just created 'my home buying plan' for when you get a home under offer - a quick check of this and you'll know you're on track - and of course you can always call me for advice. I give 'my home buying plan' to all my clients when we meet - but I'm happy to share it with you even if you haven't worked with me yet, just flick me an email and I'll send it to you.
So - in short contact me if you want to make things easier for yourself and to get the best deal. 03 319 5482 or 027 503 1080 Lets see if we can get you into your first home.
Please send this to anyone you know who is looking to buy their own home. Id love to help them too.
Have a fantastic day!